Virtually Staged. EASY CONVERSION TO A 4-UNIT PROPERTY! Just 10 minutes from Clearwater Beach, one of the top-ranked beaches in the U.S., this freshly renovated multifamily is NOT in a flood zone and offers rare flexibility. Live in one unit and let the rents cover the mortgage, or hold it as a 4-unit income property. There are currently 2 units, and all 4 future units have their own separate entrance. The 4/2 main house 1,757 SQFT can be split into two 2/1 units by closing the door by the kitchen and stairs, and the separate entrances are already in place. The back studio is leased to a reliable HUD tenant who has been there 4 years, bringing in $1,475/month with the lease running through May 31, 2027. The detached garage studio has been gutted and fitted with all-new electrical and new PVC plumbing, and most materials for the kitchen and bath are already on-site. Finishing it adds 420 heated sq ft, for a total of 2,429, plus a projected $1,500+/month in rent. Updates include a 2024 water heater, new central A/C in the main house (2025) with an added mini split in the primary bedroom, and a new mini split in the back studio (2025). Roof (2014) The property has NATURAL GAS! It is fully fenced with ample parking, plus an additional fenced backyard with a storage shed that works well for pets or entertaining. ALL APPLIANCES AND THE SHED CONVEY. Shared laundry room. Units are not separately metered. Schedule your private showing today!